Contractors Insurance for General Liability Insurance, Pollution Liability, Workers Compensation, Commercial Auto, Surety Bonds, Errors & Ommissions, Equipment, Builders Risk, Payroll Services and more.

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Contractors Insurance

As a contractor in today's market, you know that protecting your business is  just as important as growing your business.  Having the proper insurance coverage can help you with both. 

Having the appropriate insurance and bonding protects your business from losses such as:

  • Theft or Loss of Tools and Equipment
  • Liabilities from past and present operations
  • Failure to fulfill a contract
  • Injury to Employees
  • Auto Accidents
  • Jobsite Accidents

Being properly insured can also help you get jobs with schools, municipalities, commercial buildings, apartments and referral services like ServiceMagic, Lowes and Home Depot. 

The experts at Red Hot understand the risks your business faces on a daily basis.  We also know understand the insurance requirements of most major companies and construction contracts.  

General Liability
Commercial General Liability Insurance protects you from liability arising from bodily injury, property damage, personal injury and advertising injury.  This liability can result from accidents on your jobsite or business premises.  They can also be the result of damaged caused by your products or completed operations. 

Contractors Liability Only $895

Orr & Associates can help you with your General Liablity Insurance.

License Bond
Most states require contractors to file a bond with the Contractors State License Board.  This bond protects your clients from your potential failure to fulfill a contract.  Bonds rates and acceptabillity are based on the business owner's credit history.

Contractors License Bond

Commercial Auto Protects business owners from liability arising from their vehicles, subcontractors or employees.  It also protects you for damage to your own vehicles. 

Commercial Auto Quote

Workers Compensation
Employers are responsible for medical payments and lost income for time lost due to employee workplace injuries. 

Commercial Auto Quote

Orr & Associates can help you with your workers compensation and equipment insurance.

Equipment Coverage
Protects contractors in the event that their tools and equipment are lost, damaged or stolen.

Commercial Auto Quote