Construction Defect Litigation: Why You Need General Liability Insurance
Most often contractors buy general liability insurance in order to satisfy a contract, get paid or get on a jobsite. Many contractors would never spend the extra money, especially those contractors who stand behind the quality of their work. But, the fact is that construct defect litigation is on the rise in the United States and more contractors are finding themselves in the middle of lawsuits they never saw coming. In the construction industry having the right coverage can make or break you.
A general liability policy protects you from liabilities arising from bodily injury and property damage. The right policy will cover your premises as well as ongoing and completed operations. The experts at Red Hot Insurance.net know what certificates and endorsements you will need to satisfy your contracts. We know what exclusions you should be aware of and we can explain the differences between the various additional insured endorsements. We’ll also explain the difference between admitted carriers, non-admitted carriers and risk retention groups. We give you the tools to make the right decisions about your insurance.
In most cases, quotes take just a couple minutes and policy numbers can be issued in less than an hour. The first step to activating your policy is to answer a few basic questions about your company and we’ll send you an instant quote. If you have any questions, please contact Tarah Gruber at Tarah@redhotinsurance.net.